Progressive Auto Insurance Quotes in Naples, FL
PRK Insurance Florida is an independent Naples agency appointed to quote Progressive auto insurance. We place Progressive auto policies for drivers across Southwest Florida and explain the coverage behind the price, so you choose the policy, not just the name.
Independent agency · Progressive auto insurance · Naples office
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Get my Progressive quote
Leave your name and number. A licensed PRK agent in Naples will call you back with a Progressive auto quote. No obligation.
Requesting a quote does not bind coverage.
Prefer to talk?
Call 239-799-5884Monday–Friday, 9 a.m.–5 p.m. Eastern
999 Vanderbilt Beach Rd, Ste 300, Naples
What happens next
- Send your name and number. It takes about 30 seconds.
- A licensed PRK agent calls you back during office hours.
- We quote Progressive and explain the coverage behind the price. Nothing is bound until you decide.
Why Naples drivers ask us for Progressive
Progressive is one of the largest auto insurers in the United States and sells its policies through independent agents as well as directly. Buying it through PRK means the same Progressive policy with a local agent who answers the phone, explains the coverage and reviews the policy with you when your renewal arrives.
Progressive through a local agent
Progressive says more than 40,000 independent agents and brokers offer its policies. PRK is one of them in Naples. You get Progressive’s coverage and claims service, plus an agent who knows Collier County and can review your policy with you.
Snapshot usage-based pricing
Progressive’s Snapshot program uses driving data from its app or a plug-in device to personalise your rate. Progressive reports that drivers who save with Snapshot save an average of $328 a year, and notes that rates can rise for high-risk driving. Snapshot is not offered by every agent, so ask us whether it is available on a policy placed through PRK.
Discounts to ask about
Progressive offers a range of auto discounts. Which ones apply depends on your household, vehicles and payment choices, so tell us about every regular driver and how you prefer to pay, and we will check what you qualify for.
Coverage you can add
Beyond Florida’s required PIP and property damage liability, a Progressive quote can include bodily injury liability, collision and comprehensive, uninsured motorist, rental reimbursement and roadside assistance. We will show what each adds to the price.
Agent and direct prices can differ
Progressive notes that its prices vary depending on how you buy. We will give you the agency quote in writing and explain the coverage behind the number, so you can compare it fairly with any quote you already have.
Already with Progressive?
If you bought Progressive directly and would like a local agent to look after the policy, call us. We can review your current limits and deductibles, check for discounts you may be missing and explain what moving the policy involves.
Florida’s minimum is a starting point. Owners of most Florida-registered four-wheel vehicles must carry at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability. These minimums do not include collision, comprehensive or bodily injury liability, and can leave substantial costs to you after a crash.
Source: Florida Highway Safety and Motor Vehicles insurance requirements.
Ready for your Progressive quote?
Leave your name and number, or call our Naples office. Nothing is bound until you decide.
What to have ready for a quote
Start with what you know. Your PRK agent can help identify anything else needed.
- Vehicle year, make, model and VIN, if available.
- Household and regular drivers, plus relevant driving history.
- Where each vehicle is kept, annual mileage and how it is used.
- Your current declarations page, showing limits and deductibles.
- Your renewal or desired start date and any loan or lease requirements.
Tell us when your driving situation changes
- Moving to Florida: share your move date, vehicle location and registration plans.
- Spending part of the year here: explain where the car stays and who drives it during each season.
- Adding a teen or another household driver: review all regular drivers and their vehicle access.
- Delivering, ridesharing or using a car for work: disclose the use so we can check whether a personal policy, endorsement or commercial policy is appropriate.
How PRK helps you compare
- Tell us what you need. Request a quote online or call our Naples office. Mention a renewal, move or vehicle purchase deadline.
- Review the options. We quote Progressive, explain the difference each limit and deductible makes, and help you choose.
- Confirm your coverage. After you choose, we handle Progressive’s requirements and confirm the effective date. Arrange replacement coverage before cancelling an existing policy.
Your Naples agency. Southwest Florida service.
Our office is in Naples. We also help drivers in Bonita Springs, Estero, Fort Myers, Marco Island and surrounding Southwest Florida communities.
PRK’s Florida location opened in 2026, backed by a team whose insurance experience dates to 2004. Meet the PRK team.
Helpful before you choose a policy
- Auto insurance in Naples: coverage explained
- The insurance companies we represent in Florida
- Auto insurance when moving to Florida
- Understanding Florida uninsured motorist coverage
Need higher liability limits? Ask how umbrella insurance can work with your auto and home policies.
Questions about Progressive through PRK
Is PRK Insurance Florida part of Progressive?
No. PRK is an independent insurance agency in Naples that is appointed to sell Progressive auto policies. Your policy, claims service and billing come from Progressive; your advice and service come from PRK.
Does PRK Florida quote Progressive for home insurance too?
No. In Florida we quote Progressive for auto only. For homeowners, condo and flood cover we work with SageSure, Slide, US Coastal, Orion180, Olympus and Universal Property, and we are happy to look after both your car and your home as separate policies.
Will a Progressive quote from PRK match the price on progressive.com?
Not always. Progressive states that its prices vary depending on how you buy. We give you the agency price in writing and explain the coverage behind it, so you can compare it with any direct quote on a like-for-like basis.
How do I report a Progressive claim?
Call Progressive’s claims line on 800-776-4737, or call our office in business hours and we will help you start the claim. Claims numbers for every carrier we represent are listed on our companies page.
What do I need to get started?
Your name, phone number and the vehicles you want to insure. If you have a current policy, the declarations page lets us match your limits. Nothing is bound until you decide.
Ready for a Progressive auto quote?
Tell us about your vehicles and when you need coverage. Our Naples team will help you take the next step.
Call Monday–Friday, 9 a.m.–5 p.m. Eastern. Outside office hours, request a quote online.
PRK Insurance Florida · 999 Vanderbilt Beach Rd, Ste 300, Naples, FL 34108.
Requesting a quote does not bind coverage. Coverage, discounts and availability depend on the insurer, eligibility and policy terms.
Progressive is a registered trademark of Progressive Casualty Insurance Company. PRK Insurance Florida is an independent insurance agency and is not Progressive. Snapshot figures are published by Progressive; availability through an agent varies.