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About PRK Insurance Florida

PRK Insurance Florida helps Naples and Southwest Florida residents compare and manage auto, home, condo, and flood insurance, along with umbrella, boat, and business coverage. From your first quote through policy reviews, renewals, and claims, our Naples team pairs local knowledge with honest, personal service.

Based in Naples · Serving Southwest Florida · Personal guidance

Who we are

Local knowledge and personal service

PRK Insurance Inc is a full-service insurance agency in Naples. We compare options from multiple insurers and help you weigh price against protection, so you’re neither over- nor under-insured.

Meet the team →

Florida focus

Wind, water and coastal risk shape every policy. We explain hurricane deductibles, flood zones and condo master-policy gaps before you need them.

Experience since 2004

Owned and run by the PRK team. Our Naples office opened in 2026.

Options from multiple insurers

We compare quotes and explain the trade-offs in plain language.

Here after the quote

Help with policy reviews, renewals and claims, plus honest guidance and long-term relationships.

What We Do

We offer personal and business insurance across Naples and Southwest Florida, led by the coverage Floridians need most: auto, home, condo, and flood. Select a coverage type below to learn more.

Auto Insurance

Liability, collision, comprehensive, and PIP options compared across carriers for Southwest Florida drivers.

Home Insurance

Homeowners coverage with wind and hurricane considerations, rebuild-cost guidance, and real protection.

Condo Insurance

HO-6 policies covering your unit’s interior and belongings, coordinated with your association’s master policy.

Flood Insurance

NFIP and private flood options for the rising-water damage that home policies exclude. Plan ahead.

Business Insurance

General liability, BOPs, and industry-specific coverage for your business, employees, and operations.

Umbrella Insurance

Extra liability protection above home and auto limits to shield savings and assets from large claims.

Commercial Property

Buildings, equipment, and inventory covered, with business-interruption options to protect income.

Commercial Insurance

Compare commercial coverage options quickly and keep protection aligned as your business grows.

Boat Insurance

Hull, liability, towing, and uninsured-boater options for Southwest Florida waters.

Workers Compensation

Meets Florida requirements while covering medical costs and lost wages after workplace injuries.

Cyber Liability

Coverage for data breaches and ransomware: legal costs, notification, recovery, and interruption.

Landlord Insurance

Building, liability, and loss-of-rent coverage for rental property owners.

Our Team

PRK Insurance is supported by licensed insurance professionals who explain options in plain language and stay with you through quotes, policy changes, renewals, and claims.

Service that feels personal

You work with people who know your policies and your area, with attentive support and coverage guidance that makes sense.

Contact the Florida team

Learn more about who you will be working with.

Our Core Values

We operate with a service first mindset grounded in trust, clarity, and professionalism.

Customer Focus

Personalized support and recommendations centered on your needs, not a sales quota.

Integrity

Honest, transparent advice in every interaction — including when the best move is keeping what you have.

Professionalism

Licensed guidance delivered with consistent care and prompt follow-through.

FAQs

Quick answers to common questions. Contact our team anytime for help with next steps.

What types of insurance does PRK Insurance Florida offer?

Our core focus is auto, home, condo, and flood insurance for Naples and Southwest Florida. We also arrange umbrella, boat, and landlord coverage, plus business insurance including general liability, commercial property, workers’ compensation, and cyber liability.

Is PRK Insurance a Full Service Insurance Agency?

Yes. We work with multiple trusted carriers rather than representing one company, so we can compare pricing and coverage side by side and recommend what actually fits — and re-shop your options at renewal if the market changes.

What areas do you serve?

We focus on Naples and greater Southwest Florida and can assist clients across the state. Our office is at 999 Vanderbilt Beach Rd, Suite 300, Naples, FL 34108.

Do you offer business insurance in Florida?

Yes. We help business owners with general liability, business owners policies, commercial property, commercial auto, workers’ compensation, and cyber liability, tailored to your industry and contract requirements.

Can you review my current policies?

Yes. Share your current declarations pages and we’ll walk through what’s covered, where the gaps are, and whether your limits still match your home value, assets, and risk. There’s no obligation to switch.

Will switching insurance leave me with a coverage gap?

No. We time your new policy to begin when the old one ends and never cancel existing coverage until replacement protection is in place.

Do you help with claims?

Yes. When you have a loss, we help you understand your coverage, get the claim filed with your carrier, and stay involved until it’s resolved.

How do I get started?

Request a quote online or call 239-799-5884. We’ll ask a few quick questions, compare options across carriers, and come back with clear recommendations and next steps.

Ready to get started?

Request an online quote or contact PRK Insurance for personalized guidance.

Coverage, availability and eligibility depend on the insurer and policy. A quote request does not bind coverage; confirm your effective date and policy terms with our team.